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PostPosted: Fri Feb 10, 2017 7:03 pm 
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Asian Leopard Cat

Joined: Thu May 23, 2013 2:21 pm
Posts: 8144
I would think most coverage has a deductible and a maximum they will reimburse per year. Thus, some major issues could reach the maximum quickly. But, I guess any coverage would be better than NO coverage in that case.


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PostPosted: Sat Feb 11, 2017 10:22 am 
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Bengal Kitten
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Joined: Fri Feb 10, 2017 5:48 pm
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We are also based in Surrey and use Animal friends pet insurance.

We are currently going through our first claim with them in 6 years, so I will let you know how that goes.

It's a tricky balance as we have never had to use the cover before so we opted for the lowest of their top covers -the superior cover, at just over £10 per cat a month (we have two cats). This seemed quite reasonable. But it has a condition limit of £2000 which we are now well over, so in hind sight I might have gone for one of the higher covers. It's a difficult decision.

I have heard bad things about Pet Plan too, but I can't remember exactly what. It seems a lot of people here get on with them though and I am definitely going to be checking our Marks and Spencers cover myself.


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PostPosted: Sat Feb 11, 2017 1:20 pm 
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Asian Leopard Cat

Joined: Sat Oct 31, 2015 9:44 pm
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It's alright for some people boasting they can afford to pay any amount of money on vets bills but for some of us mere mortals we need pet insurance as we don't have that sort of money burning a hole in our pockets.

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Magic (brown spotted boy born 31 March 2012)
Pearl (seal Lynx Point girl born 1 October 2015)
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PostPosted: Sat Feb 11, 2017 9:09 pm 
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Bengal Cat

Joined: Sun Dec 11, 2016 12:25 am
Posts: 32
Thanks for the advice, I went for the best cover with pet plan


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PostPosted: Sun Feb 12, 2017 6:51 pm 
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Asian Leopard Cat

Joined: Thu May 23, 2013 2:21 pm
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"Boasting"? I was commenting! I've been saving money since I was 10 years old. It adds up over 57 years! Every penny of it was earned -- allowances or working a job. I am but a mere mortal as well. :biggrin:


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PostPosted: Thu Feb 16, 2017 2:33 pm 
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Asian Leopard Cat
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Joined: Mon Dec 05, 2016 6:21 pm
Posts: 105
MWB wrote:
Ontario, have you ever heard of anything bad in Canada to do with TruPanion denying claims or raising premiums every year? I've been reading lots of bad reviews and kind of irritated that I chose the insurance company that my vet suggested, without doing my own research.

Pet Plan actually sounds a lot more reasonable in terms of price and coverage, I am now thinking of switching over to them.


Pretty much all pet insurance companies will raise the price as the pet ages. I know that for PetPlan as they get older the insurance will get more expensive.

The biggest issue with switching plans is preconditions. Preconditions hits you the most with any insurance and if you switch in the middle or get insurance later you are much more likely to be impacted.

I will say that I have heard of some poor experiences with PetPlan (though we haven't had any yet); but they were all eventually resolved.

For us, one of the key reasons we went with them is that they covered intact pets and covered conditions like emergency c-sections and emergency dental.

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