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 Post subject: Which insurance company?
PostPosted: Mon Feb 06, 2017 12:06 pm 
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Bengal Cat

Joined: Sun Dec 11, 2016 12:25 am
Posts: 32
I have been reading so many bad reviews for pet plan that I'm now struggling on who to insure with and if I should just go with them.
I'd really appreciate some good recommendations or any companies that are great specifically (if there is one!) for bengal breeds.

TIA (:


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PostPosted: Mon Feb 06, 2017 12:48 pm 
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Asian Leopard Cat

Joined: Sat Oct 31, 2015 9:44 pm
Posts: 678
I have been with Marks and Spencer for around 10 years and have found them excellent.

When my previous boy Frosty was sick with IBD and cancer I claimed 14 thousand over a 2 year period and they never once questioned it.

I have my 2 I have now insured with them too as I find them so helpful.

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Clare
Magic (brown spotted boy born 31 March 2012)
Pearl (seal Lynx Point girl born 1 October 2015)
Bristol, UK


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PostPosted: Mon Feb 06, 2017 3:27 pm 
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Asian Leopard Cat
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Joined: Thu Dec 02, 2010 1:00 am
Posts: 4145
Location: Portland Oregon, USA
You need to specify where you live in these sorts of posts, or better, put it in your profile. Otherwise people can't really help.

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PostPosted: Mon Feb 06, 2017 4:05 pm 
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Bengal Cat

Joined: Sun Dec 11, 2016 12:25 am
Posts: 32
Oops sorry, I thought it was on there.
I'm from UK, London.


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PostPosted: Mon Feb 06, 2017 5:25 pm 
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Asian Leopard Cat

Joined: Sat Oct 31, 2015 9:44 pm
Posts: 678
It is on your profile I looked, that's why I recommended Marks and Spencer as I'm in the UK.

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Clare
Magic (brown spotted boy born 31 March 2012)
Pearl (seal Lynx Point girl born 1 October 2015)
Bristol, UK


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PostPosted: Mon Feb 06, 2017 5:51 pm 
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Asian Leopard Cat
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Joined: Thu Dec 02, 2010 1:00 am
Posts: 4145
Location: Portland Oregon, USA
I guess I meant on the avatar, that's what displays when you post. Anyway, sounds like you are in good hands

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PostPosted: Mon Feb 06, 2017 9:09 pm 
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Bengal Cat

Joined: Sun Dec 11, 2016 12:25 am
Posts: 32
Thanks clare :) Funnily enough petplan called me today to offer some quotes so awkward!


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PostPosted: Mon Feb 06, 2017 9:23 pm 
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Senior Bengal
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Joined: Thu Jan 28, 2016 2:04 pm
Posts: 63
Im with pet plan and have heard nth but good things about them. That being said I've never had to claim anything, so can't really comment.

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Katniss - 30.10.2015 - Snow Bengal

Surrey, UK


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PostPosted: Mon Feb 06, 2017 9:40 pm 
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Asian Leopard Cat

Joined: Sun Feb 02, 2014 8:11 pm
Posts: 1178
I'm with pet plan and not aware of any bad reviews. I've made claims and they've all been paid with no issues.

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Clare
Hendrix and Jagger, Brown Marble Boys (born 18 August 2013)
Hampshire, UK


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PostPosted: Tue Feb 07, 2017 6:51 pm 
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Asian Leopard Cat

Joined: Thu May 23, 2013 2:21 pm
Posts: 8150
I'm lucky enough that I afford to self-insure Raiden. If I needed $14,000 to treat Raiden, I have it. Not sure my husband would agree to spend that kind of money on him -- but I could.


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PostPosted: Tue Feb 07, 2017 10:35 pm 
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Bengal Cat

Joined: Sun Dec 11, 2016 12:25 am
Posts: 32
Sherry wrote:
I'm lucky enough that I afford to self-insure Raiden. If I needed $14,000 to treat Raiden, I have it. Not sure my husband would agree to spend that kind of money on him -- but I could.


Can you adopt me Sherry :wink:


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PostPosted: Wed Feb 08, 2017 8:07 pm 
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Asian Leopard Cat

Joined: Thu May 23, 2013 2:21 pm
Posts: 8150
LOL. I already have too many in my household! :biggrin:


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PostPosted: Thu Feb 09, 2017 2:41 pm 
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Asian Leopard Cat
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Joined: Mon Dec 05, 2016 6:21 pm
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Sherry wrote:
Not sure my husband would agree to spend that kind of money on him -- but I could.


If a situation came up that required most of us to pay $14,000 on our cats we have to think about it and potentially not do it. (I guess if you have multi millions it's a different story). Insurance is the piece of mind that you don't have to agree when something like this happens - you have piece of mind.

We, unfortunately, had a situation where we could not afford treatment for one of ours - we've had insurance ever since. Even now, when we would be able to afford that type of treatment, we still get insurance so we don't have to worry or debate.

We use PetPlan insurance (though we are in Canada). We've made multiple claims - only once had an issue to "preexisting coverage" but it was resolved with a phone call.

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http://www.twitter.com/ontariobengals
https://www.facebook.com/Ontario-Bengals-325366754499699/


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PostPosted: Thu Feb 09, 2017 4:44 pm 
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Asian Leopard Cat
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Joined: Wed Dec 21, 2016 5:17 am
Posts: 130
ontariobengals wrote:
Sherry wrote:
Not sure my husband would agree to spend that kind of money on him -- but I could.


If a situation came up that required most of us to pay $14,000 on our cats we have to think about it and potentially not do it. (I guess if you have multi millions it's a different story). Insurance is the piece of mind that you don't have to agree when something like this happens - you have piece of mind.

We, unfortunately, had a situation where we could not afford treatment for one of ours - we've had insurance ever since. Even now, when we would be able to afford that type of treatment, we still get insurance so we don't have to worry or debate.

We use PetPlan insurance (though we are in Canada). We've made multiple claims - only once had an issue to "preexisting coverage" but it was resolved with a phone call.


Ontario, have you ever heard of anything bad in Canada to do with TruPanion denying claims or raising premiums every year? I've been reading lots of bad reviews and kind of irritated that I chose the insurance company that my vet suggested, without doing my own research.

Pet Plan actually sounds a lot more reasonable in terms of price and coverage, I am now thinking of switching over to them.

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Matt


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PostPosted: Thu Feb 09, 2017 5:29 pm 
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Asian Leopard Cat
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Joined: Thu Dec 02, 2010 1:00 am
Posts: 4145
Location: Portland Oregon, USA
ontariobengals wrote:
Sherry wrote:
Not sure my husband would agree to spend that kind of money on him -- but I could.


If a situation came up that required most of us to pay $14,000 on our cats we have to think about it and potentially not do it. (I guess if you have multi millions it's a different story). Insurance is the piece of mind that you don't have to agree when something like this happens - you have piece of mind.

We, unfortunately, had a situation where we could not afford treatment for one of ours - we've had insurance ever since. Even now, when we would be able to afford that type of treatment, we still get insurance so we don't have to worry or debate.


That's pretty much my story as well. At this time I could cover pretty much anything that comes up, but it would hurt and could lead to some pretty brutal decisions depending on the situation. With pet insurance you are freed to simply make the best decision based on what is best for your cat without other considerations. I find that pretty liberating.

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