Happy New Year everyone!
I received the renewal notice for our Bengal Suki's pet insurance and surprise, surprise, the premium has increased yet again, so I have decided to cancel and look for another company.
Since December 2011, the premium has increased a staggering 64%, despite no claims in the four years since the policy was taken out when Suki was a kitten. The company said the increases are due to increases in vet fees in general and would not budge when I enquired about a discount considering Suki is a house cat (with enclosure in back garden) and therefore extremely unlikely to be lost, injured in fights with any other cats or injured by a car.
I would be interested in other members recommendations/experiences of pet insurance.

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Oscar and Jasper (or one ear and two ears as dh calls them) black rescue mogges

RIP my sweet baby Dexter, Snow Bengal 19/5/14 to 5/3/15 and my lovely dear old friend Muskey, Brown Burmese put to rest aged 15 on 14/11/15.

Debbie

We usually complain about the high cost of any type of insurance when we aren't filing claims against it. I would self-insure by putting the premium money aside to use for health care for Suki. There's a good chance she won't need it, but a few years without any problems and you've got the money to pay for a big one.

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The little monsters 3

Thanks for all replies. I wouldn't want to be without pet insurance, better to have it than not. I spent ages on comparison sites last night, now have new cover with a reputable company, saved us £80 too. Our previous insurer was a well known company but they obviously did not care for loyal customers and had no compulsion in stinging us for all they could, their loss now.

All I would say is read the small print.... Some reputable companies have very poor cover.

I would never touch Animal Friends.... Horror stories from them!


My lot are insured with Agria vet insurance. They are the only company that insure for breeding risks.

I did use Petplan but I switched for the breeding cover. Petplan are by far the best.

I would not be without insurance. I've had house insurance for 20 years but never claimed! I have claimed more on pet insurance than any other sort of insurance. I recently had a kitten with cataracts and she needed surgery or would be blind. It cost nearly £4000. All my cats are indoor only but still I've had claims for liver disease, cataracts and cystitis!

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Lollo

I am with Pet Plan. I had to make a claim under the one month free insurance provided by the breeder with Pet Plan, so probably my first 'proper' year was more expensive than normal for two cats - I pay about £18 per month per cat. However, I have just had my renewal through and it has not gone up this year - I made no claims in the last 12 months. It has remained exactly the same so I was pleased with that.

I wouldn't change as I know Pet Plan have a good reputation, making a claim was easy, with no quibbles and if Hendrix has any future problems with the paw he broke, he will still be covered, which he probably wouldn't be if I changed providers as any pre-existing issues are usually excluded by new providers.

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Clare
Hendrix and Jagger, Brown Marble Boys (born 18 August 2013)
Hampshire, UK